Wednesday, November 20, 2013

Obamacare Posts All In One.- 19 pages


                           Two Payer System

  If lower income people are placed on Medicaid and they have a private policy that covers most of what Medicaid doesn't, that is necessary, that's good.

If the costs of the policy is less because of the Medicaid coverage, the policy is affordable to the working people who have lower paying jobs. No one is cut back or laid off.

 Medicaid is alleviated financially by the policies paying some on the care. This is good.

 Pre existing conditions can be met.

 Policies can be kept.

As the income or financial circumstance of the family or individual improves, more can be transferred to the private policy.

 <Medicaid and the private policies work together to provide everybody coverage.

Higher income earners can opt, in, with more coverage on the policies at a higher cost.

No one is turned away. No one is dropped.

People get better coverage overall.

A minimum of coverage is set on the insurance policies.

A maximum is set on the cost of the policies.

The person chooses the policy coverage.

This system works to save existing policies. It works to reinstate people who have been dropped, with better coverage for the same costs or less, truly.

If it is done right it can work.

Americans can have confidence in coverage.

No one is bankrupt. Lives are saved. Care is available at reasonable costs.

Transference of costs goes down.

 There is less of a rise in costs for policy holders.

The hospitals are in better shape financially.

The system helps to stabilize policy costs.

It helps to keep Medicare costs down.

It's not a bad system, if it is implemented right.

 It can work.

 The reason Obamacare doesn't work is because the implementation is flawed. Politics kept the necessary changes from the table.

A two payer system can work if we do it right.

 

 

 

   Accounts with Social Security were opened and information from the accounts was transferred to the HUB on the Healthcare. gov website. before the website went online. Here is the link: https://www.healthcare.gov/

 

Millions of SSI accounts were apparently compromised, or possibly compromised, depending on how you look at it. Security has since become an issue with experts looking into security issues with the site.

Other security problems may exist with the handling of information. Background checks were left out on some workers who have access to files.

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 One Man Does Not Make Up The Laws

                     “ One Man Does Not Make Up The Laws”

No man makes up his own laws. And no, one, man makes up the laws of a nation. One vote from a group in Washington should not be enough to change the law for every person, state, business.

People and states, along with businesses, have to have a say in the laws they are held accountable for upholding.

Groups of men, elected to office, that decide on laws by voting on party lines, should be at least required to read the bills they are passing that change laws.

READ THE BILL.

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                        “Lasers And Healthcare Attacks”

Since the criminals shot me with a laser through the right side of my chest, while I was sleeping, and woke me up; with the sound of screams in the distance, (it's an old trick) and the everyday knocking on the side of the apartment in back, I decided to write something about the Patient Protection Affordable U.S. Government Healthcare Act Mandate.
 The main reason I became a heart patient, (Lacking a necessary operation but I take a pill instead....Well, I mean a bunch of pills) is because I was repeatedly electrocuted and shot through the chest with lasers and that led to a heart attack. WELL... heart failure I mean. Heart disease is different from just a heart attack.
 "With Heart Disease You Get Oatmeal Eggrolls." "Did you ever try them?" "They're GREAT! Ask Tony Tiger. He never lies. He's like the best friend of Barak Obama. Kids like Frosted Flakes because of the Corn Fried Flakes goodness and nutrition. It's not the sugar-coating." "Really!" "Just ask the President "He'll tell you the truth."
"He wouldn't lie about the reason that people are going to the AHA website to sign up for the Patient Protection Affordable Healthcare Act insurance policies, IN DROVES!" (And because of the STAGGERING NUMBERS of visitors to the site it's breaking down!"
 "We need to call in some more EMERGENCY SITE BUILDERS FROM CANADA!" "HELP US CANADA!" "HELP!"

 

 

                                                   

 

 

 

 

 

 

                                   “The DOB”

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“The Ten Commandments Of Obamacare”

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“Obamacare Classified”

(Mission Impossible)

“Substance Use Disorder”

Assessing what category your in, with respect to mental healthcare coverage. (Substance Use Disorder). http://pubs.niaaa.nih.gov/publications/AssessingAlcohol/InstrumentPDFs/68_SUDDS-IV.pdf
People that don't know what Substance Use Disorder is: It is a term used by the government to describe a sickness that a person may, or may not, have. The definition in legal terms is not clear with respect to the laws that were passed.
The sickness you may or may not have is called Substance Use Disorder. It can be thought of as Substance Abuse Disorder.
There is a questionnaire that is given to the policy holder and then an assessment is made on the policy holder while you are being interviewed. After the assessment of the questionnaire and interview, you will be placed into a category ranging from 1 to 5. 5 being the most sick, like schizophrenics and althzeimers patients.

The category you are placed in is permanent. You will be treated in association with the category for the rest of your life.

The assessors are not doctors. Any person the government gives permission to, or hires, can be an assessor. The assessment on your mental health category is not necessarily made by a professional like a doctor. The assessments do not have to be made in a doctors office.

It has not been made clear whether or not it is a requirement to have the assessments made before diagnosis by a doctor, or not.

The testing and assessment on Substance Use Disorder is a way to get you into a particular category. The assessment is probably not required under the law itself, but the categorization is. The assessment becomes a way to determine your category status. Between 1 and 5.

This is probably unconstitutional. There is also no security on the information. Any one can order the results of the assessments in any hospital-doctors office- government office- job- church- school- ect.

After the testing is completed, on 100 million applications,  the tests  can be ordered to further look into the matter of the possibility of your dependency or Use Disorder. The tests range in price from 5000 dollars to over ten thousand per test.

These tests are not tests that actual mental patients need in order to have a proper diagnosis.

These tests are, strictly, non essential testing that is associated with categorizing the possible Substance Use offenders. If these tests are mandated for every policy holder in a specific category, the cost of the testing could bankrupt your state. Easily.

Substance Abuse Disorder is not a real reason to assess you in mental health. It is not an acceptable way to make determinations on your health. It is only an excuse to categorize you by the government.

 

                                              “Criteria”

                 *Legal Foundation of The Medical System

 rewritten. That's to start with. ( Dr. House) AKA. -Don Robbins.

The foundation of equality came from the guidelines of criteria that were followed by the doctors and hospitals, with respect to patient care.

Insurance policies were not reviewed as to determine the care of the patient in the Emergency Room or Hospital.

Criteria was the guideline of care for all patients regardless of the policy, or not having one.

Criteria guaranteed equal treatment under the law.

Obamacare has destroyed the equal treatment policy of Criteria. Now, there is no equal treatment except what is mandated by Obamacare.

The mandated part of the care is not yet known, in each case.

What treatments, that are protected in patient rights, is also not known.

 

 

 

 

 

 

 

 

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“Hints”

By Don Robbins

“Losing Your Doctor Under Obamacare”

     The first caregiver to be dragged into court on frivolous lawsuits has , historically, been the MD.

Under Obamacare, the only caregiver that is responsible for patient care is the MD.

So, under Obamacare, the only caregiver that will be dragged into court is the MD.

Instead of your MD. referring you to a specialist, now, the MD. will be turning over your account to another doctor. What other doctor? No one knows.

In other words; you lose your doctor.

Doctors cannot guarantee patients rights without criteria guidelines. As it is, now, with the passage of Obamacare, mandates under the laws have replaced criteria as the legal foundation of protections.

It is ironic that Patient Protections under the Affordable Healthcare Act are actually, virtually, non existent. 

Without criteria, more pressure is placed on the malpractice insurance that doctors carry. This leads to higher costs on the part of the initial physicians. If something isn't done to reverse this outcome, more MD's. could walk away from private practice.

Without enough private practice physicians serving as primary care physicians, the costs of hospital care could rise drastically, especially in smaller towns. The reason is a transference from MD. visits,  to Emergency Room visits.

 

 

November 15, 2013

Extending Policies Does Not Repair Damage To System -(Over-ruling)

Over-ruling the law is not under the powers of the President.
An amendment to an amendment to the Constitution is in order. This is done by Congress. 
Keeping the coverage that is labeled non compliant by the Obamacare laws is the same as allowing the suspension of the Constitution, temporarily, by Presidential decree. Sort of like a line item veto, but instead, a suspension of the law by decree. Or changing the laws without Congressional approval.
Some Congressmen and Women Congress persons (I think that is correct) have decided to write legislation to continue cancelled insurance  policies.

Criteria in coverage on policies is not a replacement for criteria in patient care.
Equality in medical care for the patient is based on criteria. Generalized descriptions on policies are not guidelines of care that is based on criteria.
Mandates by government office, such as the SUDD category and testing described in the Affordable Health Care Act bill, as seen online, are not patches in criteria of scheduled patient care.
Extending the cancelled policies does not repair the damage done to the standard of care by the elimination of criteria.

 

November 15, 2013

"Can KEEP IT Can't" Obamacare Decisions

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November 15, 2013

The Affordable Care Act Needs To Be Repealed "Hint-Hint"

"Now, the state commissioners are telling people in their states what's good for them?
McDermott thinks the free enterprise system is lions eating antelopes!
This mess needs to come to an end before it gets worse. Throw the Affordable Healthcare Act into the trash. Throw it in the trash.
Just get rid of it.
Rep.  DeLauro says the system was bad before Obamacare. But what she doesn't seem to understand is that socialism isn't the answer to the problem. "

 

 

November 15, 2013

Repeal Obamacare To Preserve Equality In Patient Care

The problem is: that Obamacare doesn't fix the problem.
Yes, there are problems but Obamacare doesn't fix the problems. It doesn't keep it's promises. It doesn't make things better.
Obamacare doesn't fix the problems that it created.
Obamacare didn't fix the problems that needed to be fixed. Problems that needed to be fixed are still not fixed.
 People who didn't have coverage in some cases, still don't.
 Cutbacks on real necessary care was the first thing that happened.
I was in the hospital with a massive heart attack.
Obamacare cut back on my care.
It spends billions on unnecessary care, such as SUDD testing and assessments. That's mental health care- drug dependency - coverage. Give 60 million tests and assessments to policy holders who don't need or want it? And cut back on catastrophic heart care? How does that help people who need care? How is that better? It's not.

Patients are treated equally under the CRITERIA system. Obamacare replaces that equal treatment with policy coverage. That gives the medical providers permission to use policy guidelines to dictate care in the hospital. It gives MD's permission to separate the patient from specialized care by using the policy coverage, instead of criteria in patient care and procedures.
It is true that insurance providers can be required to provide coverage on medical care according to the government, but that care can be far from adequate with respect to criteria. Criteria preserves quality care for all patients, under care in a hospital.
Obamacare results in unequal treatment. Obamacare results in medical care segregation. The poor are segregated into sub standard policy dictated care. The rich are treated under a completely different  guideline.  The government workers are also exempt from the policy dictates that are controlled by the government
The Republicans pulled the poor out of the fire.
The Tea Party led the charge.
Repeal Obamacare. 

 

 

November 16, 2013

Obama Doesn't Have The Legal Right To Violate His Own Laws!

   Obama wants to make it sound like it's up to the insurance commission in the states to re-up policies for people who lost their coverage.
    The fact is that, (it is not up to commissioners) to give the policies back, or, to meet with insurance executives and ask that the policies be reinstated. (No pun intended.)
     Obama claimed that he would extend the policies for the five million who lost policies, but he doesn't have the legal right to do that. That would be like breaking the laws he just passed.
    
     *Extending policies that have to be reinstated and saying that he gave permission to state commissioners to do so; is....?

 

 

November 16, 2013

Policies Are The New Guideline Of Care (Replacing Criteria)

   The standard (Minimum Essential Coverage) on policies, has to be written into each individual policy, physically, written into the wording on the policy. And the definitions of the coverage are also written on each policy and with respect to the state requirements mandated by the government.
   The policies become the new guideline of care. That means that whatever is written into the policy, will be the procedures of care that you receive. If it is not written into the policy, the care does not have to be given in the hospital.
   The procedures have not been modified, yet. The policies have not been updated, yet.
    The policy becomes the new criteria. What is written on the policy becomes the legal foundation of all medical care. The Medicaid coverage is treated like insurance coverage, making it the same as an exchange policy, metaphorically speaking.

  If your group policy does not cover the SUDD -Mental Health questionnaire, it has to be rewritten. (For example)
   Basically, all policies have to be rewritten. I don't know how many that is. (150 million, or so.)

 

 

55 Million Left- When Will Small Business Get Their Exemption?

    We have 55 million policy holders (small business) left that haven't been given an exemption from the evil Obamacare.
    5 million individuals have been given an extension of a year.
    The corporations were already exempt.
    The government workers were already exempt.
     So, when will the small business owners get their exemption from Obamacare?

 

November 16, 2013

"The Specialist Told Me The Government Told Them How To Treat Me"

  I went to the hospital. The government told the doctors how to treat me before I got there. The government told the doctors what to do.
   They didn't do the whole operation on my heart. They left part of the operation out of the procedure because the government told the doctors it wasn't necessary, but that I could be prescribed a pill if I had pain, later, during recovery.
    A test that is standard procedure was also not given during the time. The government also regulated that on heart potatoes, (I mean patients).
  Later, about three months, I was brought back to finish the procedure. They put me to sleep but when I woke up they said they didn't do the operation. (There was an emergency). The surgeons had to rush to save a person having heart attack. *I know how that feels.
   But, the test that they didn't do before was done this time, while I was asleep.
   I was sent home to reschedule.
   Being called in for my yearly check up ( a year had not passed yet), I was informed that I had a blocked artery going into my brain. Ultimately, even though the specialist didn't say so, the blocked arteries would most likely be the reason that I stroke out, in the end. And- was probably, the reason I was short of breath while I was riding my bike. They didn't tell me that I could have a stroke because I was riding my bike. *I went ahead and rode it anyway! I just took it more slowly. (Seriously).
  I yell a lot.
   *+The specialist kept telling me that the government had cut back on heart patient care. That the government told them to skip the tests.

 

 

November 18, 2013

A Two Payer System That Can Work (Not Obamacare)

   If lower income people are placed on Medicaid and they have a private policy that covers most of what Medicaid doesn't, that is necessary, that's good.
If the costs of the policy is less because of the Medicaid coverage, the policy is affordable to the working people who have lower paying jobs. No one is cut back or laid off.
 Medicaid is alleviated financially by the policies paying some on the care. This is good.
 Pre existing conditions can be met.
 Policies can be kept.
As the income or financial circumstance of the family or individual improves, more can be transferred to the private policy.
 <Medicaid and the private policies work together to provide everybody coverage.
Higher income earners can opt, in, with more coverage on the policies at a higher cost.
No one is turned away. No one is dropped.
People get better coverage overall.
A minimum of coverage is set on the insurance policies.
A maximum is set on the cost of the policies.
The person chooses the policy coverage.
This system works to save existing policies. It works to reinstate people who have been dropped, with better coverage for the same costs or less, truly.
If it is done right it can work.
Americans can have confidence in coverage.
No one is bankrupt. Lives are saved. Care is available at reasonable costs.
Transference of costs goes down.
 There is less of a rise in costs for policy holders.
The hospitals are in better shape financially.
The system helps to stabilize policy costs.
It helps to keep Medicare costs down.
It's not a bad system, if it is implemented right.
 It can work.
 The reason Obamacare doesn't work is because the implementation is flawed. Politics kept the necessary changes from the table.
A two payer system can work if we do it right.

 

November 18, 2013

Two Payer System- (First Problem Solved) -Groundwork.

   Technically, Obamacare is a one payer system. One payer on Medicaid. And one payer on exchange policy.
   Looking at the huge problem associated with the voluntary part of the one payer on exchanges, where the healthy dollars are not showing up, in order to compensate for the needy in the insurance money pool; it is predictable, that, a lack of interest will cause a short fall of usable capitol. This will lead to sharp increases in the cost of related policies. This cause and effect is called  cost transference. Spreading the cost out evenly, so to speak.
   It is better to use Medicaid as a support on coverage, for young people and working healthy people (at lower income levels), who will purchase policies for half the cost in the private sector. The split on Medicaid and insurance policies makes lower costs possible. This keeps more money flowing into the pool for insurance coverage, without driving up costs for other policy holders. (First problem solved.)

 

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November 19, 2013

Picture Profile 2 Abstract by Don Robbins

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November 19, 2013

Picture- Profile 3 Abstract by Don Robbins

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November 19, 2013

Partial Insurance Coverage( With Medicaid) - Verses Obamacare

   Contributions into the insurance pool funds is better than no contributions into the insurance funds.

With Obamacare, the people who are placed into Medicaid coverage are not contributing to the pool. This puts pressure onto the other policies , regardless of how you politically spin it. (The facts.)

   It is better to have most of the people who are working at lower wages, to contribute by having extra coverage on private policies. The policies in this case, compliment their Medicaid coverage.
  It is also more economically feasible to have those with partial coverage, phase into full coverage, over a period of time.

   I was saying that partial coverage (with private sector policies)  would be far less expensive to the working poor and others, because of Medicaid coverage. And vice versa.
   Partial Medicaid with partial insurance coverage would be the best way to cover the uninsured.

 There would be far less pressure on other policies, with respect to cost transference.
  
The main costs with Medicaid is subsidies paid out. The actual payout would be less, to a possibly greater degree, with partial coverage on policies from insurance companies that cover enough to alleviate a good deal of the burden on Medicaid.

    A less expensive policy is possible with a partial coverage policy. This could also cover areas that Medicaid does not cover. Taking into consideration the necessary modifications on Minimum Coverage that is mandated by Obamacare.
The coverage that was actually necessary was once again left out and more money was to be spent on what was called Mental Healthcare, which was actually just testing and medical tests after assessments on substance abuse.
 Keep it in mind, that, the testing that can be mandated after assessments, that are not done by professionals, can be expensive. In that case, also possibly unnecessary.

 

 

November 19, 2013

Security Problems?- May Be Best To Shut Down The Site.

{ * Note ALERT! The bureau Of The Department Of Land And Indian Affairs in association with the Interior office in the Government, somewhere, sent me a asset letter. My total asset value is -0-. or, $0.00. }
     Why does the Obamacare website authorities need my Interior Department assets information?
      Contract work from 20 years ago is necessary to sign up on Obamacare?
       I don't think that information from the State Department is supposed to be available. There is information in those accounts from the past concerning security. Clients and National security. Clearances and sealed records.
    That's information on international business. Diplomatic files.
    It may be best to shut down the site.

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